While most people believe that investment performance is the most important determining factor in long-term success, it is our belief that investor behavior is the dominant, real-world factor in our clients’ success over time. Our true value as a financial advisor is to act as a behavior coach for our clients. No black boxes and no magic performance formulas. Just planning and behavior management, which are likely to be worth multiples of their cost over time.
Through years of rigorous academic study, experience, and observation, our team at Concentus has developed and refined an investment philosophy to help our clients excel. Our philosophy is made up of ten core concepts, which we refer to as the “10 Pillars” of our investment philosophy.